Small Business Loan

Loan Size

$1,000 to $225,000

Loan Terms

Terms from 1 year up to 7 years (longer terms may be available)
Interest rates starting at 7.75%
$150 Application Fee

Loan purpose

  • Start-up
  • Working Capital
  • Equipment
  • Expansion
  • Business Real Estate

Eligibility

Businesses must be registered in Arizona with a valid business license and be in good standing with the State of Arizona Corporation Commission.

Denial letter from a commercial bank or credit union (same amount and term applying for).

No minimal FICO score (FICO scores are taken into consideration)

Application

During the initial intake process, please be prepared to turn in the following documents:

  • Denial letter
  • Two forms of identification
  • Business license
  • Three years of federal tax returns (business & personal)
  • Two years of profit & loss statements
  • Two years of balance sheets
  • Business plan

What We Do

PMHDC provides loans to small business owners in southern Arizona that reside in Yuma, Cochise, Santa Cruz, Pima, Pinal, Maricopa, Gila and Graham Counties. As a nonprofit organization, PMHDC’s mission is to help small businesses thrive through, technical assistance, lending money, promoting our clients’ businesses, linking them to small business resources, information. As a nonprofit organization, PMHDC’s mission is to help small businesses thrive through, technical assistance, lending money, promoting our clients’ businesses, linking them to small business resources, information, mentors, and provide networking opportunities. And, as needed, provide training and recommended resources to assist with management needed to sustain a successful business.

Contact Us

We make decisions based on your opportunity.

Call or email to begin a relationship.

Call Us Today

(520) 622-3553

Email Us

PMHDCMICRO@ppep.org

PMHDC is an Equal Opportunity Lender.  We do not discriminate on the basis of race, color, religion, sex, marital status, disability, age, or national origin.
PMHDC is a 501(c)(3) not for profit.  Your donation is tax deductible to the extent of the law.  Tax Id # 86-0326269